James Gardiner
(1907-2003)

    

Jim was always unflappable,
even when a cigarette was burning his head


      

Jim (far right) hanging out with his actuary buddies
(From left): Nate Jones, Len McVity, Bernie Packer, John Oxley, and
Ed Scher (circa 1988)





Jim at his retirement party, displaying his NYSID
plaque for exceptional service